Utilities Setup Checklist
Electric, gas, water, internet, trash, insurance — 14 steps, the exact sequence, and the lead times most new owners miss. Make move-in day boring.
Interactive utilities checklist
Forecast year-1 monthly costs
Estimate utilities, taxes, insurance, and reserves for your specific home — built around your zip code and square footage.
Frequently asked
What utilities do I need to set up when moving into a new house?+
Six essentials: electric, gas, water/sewer, internet, trash/recycling, and homeowners insurance. In some markets you'll also handle propane, oil, or a private well/septic provider. Schedule all six 1–2 weeks before closing to avoid gaps.
How long does it take to set up utilities?+
Electric and water: usually same-day or next-day. Gas: 5–10 business days (often requires an on-site technician). Internet: 7–14 days for fiber, faster for cable. Always schedule the long-lead-time items first.
Do I need to be home for utility setup?+
Electric and water: no, usually. Gas: yes in most jurisdictions (safety inspection of meter + appliances). Internet: depends on existing wiring — fiber installs almost always need access. Schedule gas + internet for the same morning when possible.
How much should I budget for first-month utilities?+
Average new-homeowner first-month utility spend in 2026: $350–$650. Big variables: home size, climate zone, whether electric or gas heats. Always pull 12 months of bills from the seller's disclosure if available — it's the single best forecast you'll get.
When should I switch internet providers after moving in?+
Schedule the new install for the day after closing. Don't transfer the seller's account — most providers won't allow it, and you lose negotiation leverage on new-customer pricing. Shop fiber availability before signing — fiber service is 30–50% of US households now.