Budget for a 12-Year-Old Roof: 2026 Replacement Plan

Build a replacement budget for a 12-year-old roof in 2026 — staging, sinking fund, contractor band, and the math behind a 5-year glide path.

Why this scenario matters

HomeScore planning scenarios help homeowners compare timing, repair, replacement, and reserve decisions. Verify local costs, property condition, and transaction requirements before acting.

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