Home Toolkit

Upload an inspection report to get a risk score, cost estimates, and a prioritized action plan.

Free · No signup required · Instant AI analysis

Estimate mortgage payment plus taxes, insurance, utilities, maintenance, repairs, and major system replacement risk — the full monthly cost of owning the home.

Built on HomeScore lifespan + cost benchmarks · Free · No signup required

Find your maximum home price across conservative, moderate, and aggressive budgets — with real state property tax and homeowners insurance baked into every estimate.

Built on 2026 state tax + insurance data · Free · No signup required

Enter your home size, age, and location to get a personalized replacement cost report — with a Readiness Grade, lifetime exposure range, peer comparison, 5-year outlook, and the monthly reserve you should be saving.

Personalized report · Peer comparison · Free · No signup required

See how long major home systems may last and when to plan for replacement, based on brand, climate, and maintenance history.

Covers 25+ brands · Climate-adjusted · No signup required

Determine the correct cooling capacity for your home based on square footage and climate zone.

Uses Manual J load calculations · Instant sizing · No signup required

Pick your budget and goal to get a ROI-ranked maintenance strategy with savings estimates, hidden risk alerts, and a personalized action plan.

ROI-ranked priorities · Savings estimates · Hidden risk detection · Free

Answer guided questions about your home's systems and get a personalized health score with a prioritized action plan.

5-minute assessment · Personalized action plan · Free

8-question diagnostic that scores your Homeowner Readiness Index™ (0–100), classifies your stage, and surfaces your top three next moves and biggest risk gaps.

2-minute diagnostic · PDF profile · Free

See the six phases every home moves through — from buying to upgrades — with costs, mistakes, and what to do at each stage.

Explore the five categories of homeownership costs — maintenance, failure, upgrades, energy, and insurance.

Sortable rankings for 133 brands across 11 home systems. Compare lifespan, warranty, and price tier.

Pick any two brands head-to-head. Get a side-by-side scorecard with climate-adjusted lifespan, warranty, parts availability, and our HomeScore Reliability Index™ (0–100).

Climate-adjusted · PDF scorecard · Free

Four numbered learning tracks covering pre-purchase research, first-year setup, mid-term maintenance, and pre-sale prep. Printable checklist hub.

National benchmarks for replacement costs across 17 systems, with regional variations and budget recommendations.

Compare replacement costs adjusted for your location across HVAC, roofing, water heaters, and more.

A step-by-step checklist for prioritizing inspection findings, negotiating repairs, and planning your first year of ownership.

A realistic breakdown of what first-year homeowners actually spend beyond the mortgage — from maintenance to surprise repairs.

How to get multiple quotes, spot red flags, negotiate fairly, and avoid the most common mistakes homeowners make with contractors.

When to replace vs. repair, what materials cost, how to time it right, and what to ask your roofer before signing anything.

Warning signs your HVAC is failing, the real cost of waiting too long, and how to time a replacement to save thousands.

How long your water heater really lasts, early failure signs, tank vs. tankless costs, and what to do when it goes.

How to spot foundation issues early, what different crack patterns mean, estimated repair costs, and when to call an engineer.