Double-Failure Reserve: $18,000 Over 3 Years

Build a sinking fund for double-failure reserve — $18,000 over 3 years. Real monthly target, HYSA math, and the timing rules.

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HomeScore forecasts repairs, replacement timing, and total ownership cost across 40+ home systems. Used by 8,200+ buyers, sellers, and long-term homeowners in 2026.

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