How much does a ductless mini-split cost?
A single-zone ductless mini-split costs $3,500 installed for a basic 12K BTU unit, $5,500 for a typical inverter-driven 18–24K BTU system, and $12,000+ for a 3–4 zone multi-head install.
Quick price points (2026)
| Scope | Cost | What it includes |
|---|---|---|
| Low | $3,500 | per system |
| Typical | $5,500 | per system |
| High | $12,000 | per system |
How to budget for this project
- Get 3 quotes
Get itemized quotes from at least three licensed contractors in your area.
- Adjust for your region
Compare the same scope and account for regional labor and permitting.
- Add 10–15% contingency
Hidden conditions, code upgrades and permit fees can increase the original quote.
- Plan the cash, not the financing
Build the replacement cost into the home's repair plan before the work becomes an emergency.