How much does it cost to install central air in a house without ductwork?

Adding central air to a house with no existing ductwork runs $7,500 for a small single-zone retrofit, $12,000 for a typical whole-house ducted install, and $22,000+ for multi-zone ducted systems in older homes requiring significant carpentry.

Quick price points (2026)

ScopeCostWhat it includes
Low$7,500complete install
Typical$12,000complete install
High$22,000complete install

How to budget for this project

  1. Get 3 quotes

    Get itemized quotes from at least three licensed contractors in your area.

  2. Adjust for your region

    Compare the same scope and account for regional labor and permitting.

  3. Add 10–15% contingency

    Hidden conditions, code upgrades and permit fees can increase the original quote.

  4. Plan the cash, not the financing

    Build the replacement cost into the home's repair plan before the work becomes an emergency.

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