Homeowner Foundations Checklist
Four numbered tracks covering the entire arc of homeownership. Pick the one that fits where you are. Print it, work through it, refer back as your home moves through phases.
First-Year Homeowner Foundations
Who it's for: Closed in the last 12 months or closing soon.
Set up the systems, records, and reserves that compound for the next decade.
- 1. First 12 Months HubThe complete year-one playbook · 20 min
- 2. Utilities Setup ChecklistGet power, water, gas, internet on day 1 · 10 min
- 3. Closing Day ChecklistFinal walkthrough + what to bring + day-1 moves · 10 min
- 4. Monthly Maintenance ScheduleWhat to do each month, every month · 15 min
- 5. Emergency Fund for HomeownersHow much cash buffer you actually need · 10 min
- 6. Property Tax — New Owner GuideYear-1 escrow + homestead exemption math · 15 min
- 7. Insurance: First Claim Playbook6-step playbook before you ever file · 12 min
- 8. Is a Home Warranty Worth It (Year 1)?Decision math for the year-1 buyer · 12 min
- 9. Turn Your Inspection Into a PlanConvert inspection findings into a prioritized list · 15 min
- 10. How to Budget for Home RepairsBuild the right financial structure now · 15 min
- 11. How to Track Home MaintenanceThe habit that separates prepared from reactive · 15 min
- 12. Lifecycle MapSee the six phases ahead · 30 min
- 13. Starting DiagnosticScore your Readiness Index and get your next 3 moves · 10 min
Pre-Purchase Research Roadmap
Who it's for: Still touring homes or under contract.
Pre-price every home, sharpen your inspection signal, and never overpay because of an unknown system.
- 1. Inspection Action HubDecode any inspection report into action · 30 min
- 2. Should I Buy This House?17 flags to apply before you sign anything · 15 min
- 3. Inspection Contingency ExplainedUse, extend, or waive it correctly · 12 min
- 4. What NOT to Fix After InspectionStop overpaying for items you don't need · 10 min
- 5. How to Read Your Inspection ReportDecode 40 pages in 20 minutes · 20 min
- 6. Seller Disclosure vs. InspectionWhy they're different, why both matter · 10 min
- 7. Re-Inspection GuideWhen it's worth $150, when it's not · 8 min
- 8. Specialty Inspections — Radon · Mold · TermiteWhen each is required and what they cost · 15 min
- 9. Replacement Cost EstimatorPre-price systems on every home you tour · 20 min
- 10. System Lifespan EstimatorQuantify remaining life before you offer · 10 min
- 11. Brand ShowdownCompare equipment brands head-to-head · 10 min
- 12. Decision LibraryApply repair-vs-replace thresholds before closing · 20 min
- 13. Regional Cost GuidesAnchor every cost claim to your state · 15 min
Mid-Term Owner's Maintenance Curriculum
Who it's for: 5–15 years in your home with several systems aging.
Stop the cliff before it arrives. Forecast costs, stagger replacements, and stay ahead of cost-clustering.
- 1. How to Predict Maintenance CostsMove past the 1% rule with real forecasting · 15 min
- 2. Home System Replacement TimelineMap every system to its window · 15 min
- 3. Maintenance Priority BuilderROI-ranked tasks against your budget · 20 min
- 4. Cost EstimatorBuild a 5-year sinking fund · 20 min
- 5. HVAC Planning GuideYour biggest system — know its decision points · 25 min
- 6. Decision LibraryCatch the moment a repair becomes a worse bet · 20 min
Pre-Sale Owner's 90-Day Prep Plan
Who it's for: Listing within the next 12 months.
Filter every project by resale ROI or buyer-objection-removal. Nothing else gets a dollar.
- 1. Decision LibraryApply pre-sale ROI filters · 20 min
- 2. Inspection Action HubSee your home through a buyer's inspector's eyes · 30 min
- 3. Maintenance Priority BuilderHit highest-leverage prep tasks first · 20 min
- 4. Cost EstimatorPre-price likely buyer requests · 20 min
- 5. Brand ShowdownChoose replacements buyers actually value · 10 min
- 6. Starting DiagnosticConfirm your stage and Readiness Index · 10 min
Email me the full checklist
All four tracks as a printable PDF, plus seasonal updates.
